PHD | Bạt Nhún Làm Từ 1000M Băng Dính | Trampoline Made From 1000 Meters Of Adhesive Tape



Views:5735896|Rating:4.71|View Time:10:1Minutes|Likes:82163|Dislikes:5132
🔰 Facebook chính của Tôi:
🔰 Fanpage :
🔰 Liên Hệ Quảng Cáo : [email protected]

———————————————–
CÁC KÊNH CỦA KHÁC CỦA #PHD nhé,
🔰 PHD Vlogs :
🔰 PHD GAME :

———————————————–

MẠNG XÃ HỘI CỦA #PhươngHữuDưỡng nhé,
🔰 FACEBOOOK:
🔰 INSTAGRAM :
🔰 TWITTER :
🔰 BLOGGER :
🔰 GOOGLE+ :
———————————————–
🔰 Nguồn Nhạc của #PHDTroll
🔰 Music provided by NoCopyrightSounds

🔰 Music provided by TheFatRat

Do I Regret Getting My Masters Degree??| Learn from My Mistakes!!



Views:995|Rating:5.00|View Time:9:55Minutes|Likes:54|Dislikes:0
****PLEASE READ VIDEO DESCRIPTION FOR MORE INFO****

Hey Hey Everyone! I hope you enjoyed this vid! 🙂 Remember to LIKE, COMMENT, and Subscribe!! Also ANY questions you can leave below in the comments or feel free to message me! Love you guys!!

Send Me An Email!!: [email protected] 🙂

Last Vid: Why We Need God AND Trials!! #issaWord!

Follow Me 🙂
SnapChat: @MsKeesh25
Insta: @OrganicKeesh —-
Twitter: @OrganicKeesh —-
Pinterest: Keshia Pierre —-

hey everyone organic a shear how's everybody doing out everybody's doing fantastic sorry if the lighting goes in and out I'm sitting in front of the window he wants a mirror and still of a sudden is probably gonna go in and out of the clouds but I prefer to use natural Sun fighting as you guys can see by the title I'm actually gonna be talking about something a little bit different on my channel today on the organic quiche Channel I'm gonna be talking about school and if I regret going back to graduate school okay if you don't know I graduated with my master's degree in May made it stay for a birthday 2018 and I got my masters in health service administration so that was a huge accomplishment because not everybody is able to have a master's degree and so therefore it was a very big accomplishment and I was very very proud of myself to have completed in with a pretty high GPA might I add I think graduate with honors I was so close but I did that I didn't graduate with honors that point a little bit of backstory I got my undergrad bachelor's degree in psychology May 2015 so between May 2015 and when I started my program my master's program in January 2016 there was about a seven-month gap between the two I knew I definitely want to go back to school but I wasn't sure what I wanted to focus on if I want to focus on you know psychology and furthering that to go to my clinical psychology to be a psychologist or even a psychiatrist if I chose that route and then I started to think about maybe being a mental health counselor which you just need the master's degree to do that but then I did some research on it and I realized that that's not what I wanted to do so I knew I loved organization and administration and I also knew I loved healthcare I just didn't want to be on the clinical side of healthcare or the medical side of healthcare I wanted to be more on the management administration side and so when I saw the degree Health Service administration a master's program I was like ok you know what let me try that I graduated in May it is now October 2018 so it's been some months and I graduated I wanted to do this video for my college students who are right now doing undergrad and you're wondering should I continue my education to undergraduate level or even if you're in high school and you're wondering should I go and get my master's degree or maybe but you have kids and you are thinking about going back to school and you're wondering should I go ahead and get my master's degree okay if you were to ask me if you were to ask me right this second with my finite knowledge of the future because I have no idea what God plans for me in the future as far as my education in my career goes and you were to ask me today do I regret getting my master's degree I would say yes I would say yes Cheers why MIT I feel like it was a very expensive piece of time that I gave away it was very expensive to get my master's degree and I could not obviously afford it out-of-pocket so I have to take student loans and so therefore now I have a lot of student loan debt that I have to pay back and I'm just looking at the knowledge that I required versus the amount of debt I am in because of this degree and I'm just like I just don't believe it was worth it I just and this is my finite line speaking I just do not believe it was worth it but I don't want this video just to be about my opinion on whether or not my degree program was worth it or so on so forth I actually want to kind of give you guys some advice when it comes to picking a degree and also when it comes to choosing whether or not you want to go to the graduate level okay because I think it's very important to consider these things as you progress in your educational career now for me personally I feel like it was kind of a waste of time for me based on my life and based on my work career all through my life really and the others at this point I have never worked a real nine-to-five I've never worked a job where I had the clock and clock out my parents were very very amazing when it came to me and saying that you know I don't have to bust my butt at work while going to school they were like just focus on school focus on school don't focus on anything else just focus on school and that's all you need to do we'll take care of everything else and so be cuz I had the leeway to not work I never really did it just got my bachelor's degree so in that set of months span I was looking for work trying to find work I couldn't obviously because I didn't have much work experience and so it's difficult for me to find work then and so then I started my graduate career then I went throughout my whole graduate career without working as well and so I got all this education but I have no experience to back it up and so what I'm saying is that if you are going to school for something specific where it takes your degree to attain the job that you're looking for make sure you are getting some experience under your belt do not make the mistake that I did where you just kind of went to school and even though my parents are great they still agree with me when it came to money's effective to work you guys oh my goodness use a bag then so let me get a job especially in high school but there's like no no and I have Haitian parents though if you have patient parent then you grew up in my generation then you probably understand where I'm coming from but they're just like no no no it's just not happening but now they kind of regret it as well because they're just like that experience is so necessary when you get into the work field not how the experience has really kind of bit me in the foot because now I have this huge degree that is sitting prettily on my wall along with the other two degrees that I have up there and I'm not working and it's been difficult for me to find work my whole point in making this video is if you do want to go ahead and progress into higher level education make sure you have experience under your belt make sure you start working at a receptionist desk or make sure if this is what like if you want to do health care administration or you want to do some kind of management within hospital systems or within medical organizations make sure you do front receptionist desk at a clinic or something that will give you experience if you are in high school or if you are in undergrad and you're thinking about going back to or going and furthering your education to the graduate level make sure make sure you are gaining experience in this time because on your resume when they're looking at your education and your experience they want to see something there so get your foot in the door and any company that you can to get that experience you don't have any experience and they're looking your resume like yeah okay I can see that you made a high GPA and you have all of this education but where's your experience how can I trust that you're gonna be able to do this job well they don't know you um say like they don't know you they don't know your work ethic they don't know that you'll be the best administrator or the best manager or the best whatever they don't know you and it takes that experience for them to be able to know okay she's worked at this place for seven years or she worked at this place for three years but at this place for another three years and they she has great recommendations from both of her managers like they won't know unless you had experience right now a whole separate part of that is is it worth it financially to get a graduate degree my answer is yes it is definitely worth it if you have experience and you get the education that I think that it is financially worth it to get a masters or doctorate degree because the salary that you would be getting at that level with experience can easily compensate for the money that you have to put into your tuition in your books and you know just your college career in general so I do believe it's worth it and do believe that my degree has value but because I do not have experience it's just kind of been you know a struggle bus for me so right in this moment I think yes but that's only because I didn't have experience going in now I don't know what's gonna happen in the future but for right now just know like okay I'm in all this money's worth a bit and I don't have anything to show for it but a certificate that hangs on my wall but that could just be me being bitter so yeah I don't I don't want to harp on that also think about this this way when it comes to choosing a degree program for you to pursue make sure do your research to know whether or not this is a lucrative career that you can find yourself working in after you graduate make sure to also check okay are there certifications that I'm gonna need because with a mental health counselor once you get that degree you still have several certifications that you have to take and pay for and pass in order to be licensed to work as a mental health counselor so don't just look at the degree look at all the certifications that you're gonna need with that degree and also if getting a job in this field is actually paintable after you graduated because some of these jobs are very very hard to obtain after you graduate like you might be sitting years trying to find work and just so you really have to do your research check to see the salaries the adverse salaries for a person who can have this degree and working to feel that you wanted to work in and make sure that the certifications are either none or very limited or something that you can at least think okay I can do it so that once you graduate you can do your certifications and then get the job that you're looking for but the biggest biggest thing is to make sure that you're gaining experience as you work your way there so that you don't end up like me a sitting duck having to start from the bottom and then work my way up even though I do have the master's degree so get your experience alright my camera spot guys so I'm gonna go ahead and wrap this up I hope this was helpful to you if it was glory because god if you're not subscribe to my channel I don't know what you're waiting for go ahead and click that subscribe button so that we can become family also give this video a big big thumbs up if you enjoyed it and share it with somebody you believe will enjoy it and then lastly if you want to follow me on social media or my handles will be down below in the video description box and also on the screen and I'll see you guys on the next one bye y'all beautiful things don't need attention

(मराठी) What is Helicopter Money ? Economics – MPSC / UPSC exam preparation in Marathi



Views:10811|Rating:4.39|View Time:21:17Minutes|Likes:288|Dislikes:40
#Pendrive_Courses for Various Govt. Exams. Click here to know more – or #Call_9580048004.

UPSCIQ Magazine – || Bank IQ Magazine –

Daily Current Affairs –

Monthly Current Affairs –

Topic Wise Current Affairs –

PocketNews –

Download All Videos PDFs – || Join StudyIQ on Telegram –

UPSC/CSE 2019 –

SSC & Bank –

UPSC Optionals –

State PSCs –

Defence Exams –

SSC JE Exams –

RBI Grade B –

NABARD Grade A –

DMRC Exams –

Insurance Exams –

CLAT 2019 –

Railway Jobs –

Teaching Jobs –

UPSC Prelim 2019Test Series –

Free PDFs – || Free Quiz – || Free Video Courses –
Follow us on Facebook –
Telegram –

The Hindu Editorial Analysis –
Current Affairs by Dr Gaurav Garg –
UPSC/IAS Burning Issues analysis-
World History for UPSC –
Indian History –

Follow us on Facebook –
Follow Dr Gaurav Garg on Facebook –

UPSC/IAS past papers questions –
SSC CGL + IBPS Quantitative tricks –
English Vocabulary –
Reasoning tricks for Bank PO + SSC CGL-
Error spotting / Sentence correction
Static GK complete-
Complete GK + Current Affairs for all exams-
World History – UPSC / IAS –
Learn English for SSC CGL, Bank PO
Science and Technology for UPSC/IAS –
Philosophy for UPSC/IAS –
Yojana Magazine analysis –
History for SSC CGL + Railways NTPC –

(मराठी) What is Money Multiplier ? Economics – MPSC / UPSC exam preparation in Marathi



Views:7900|Rating:4.66|View Time:28:13Minutes|Likes:262|Dislikes:19
#Pendrive_Courses for Various Govt. Exams. Click here to know more – or #Call_9580048004

UPSCIQ – A Magazine for UPSC IAS Aspirant

Download All Videos PDFs – || Join #StudyIQ on Telegram –

UPSC/CSE 2019 –

SSC & Bank –

UPSC Optionals –

State PSCs –

Defence Exams –

SSC JE Exams –

RBI Grade B –

NABARD Grade A –

DMRC Exams –

Insurance Exams –

CLAT 2019 –

Railway Jobs –

Teaching Jobs –

UPSC Prelim 2019Test Series –

Free PDFs – || Free Quiz – || Free Video Courses –
Follow us on Facebook –
Telegram –

The Hindu Editorial Analysis –
Current Affairs by Dr Gaurav Garg –
UPSC/IAS Burning Issues analysis-
World History for UPSC –
Indian History –

Follow us on Facebook –
Follow Dr Gaurav Garg on Facebook –

UPSC/IAS past papers questions –
SSC CGL + IBPS Quantitative tricks –
English Vocabulary –
Reasoning tricks for Bank PO + SSC CGL-
Error spotting / Sentence correction
Static GK complete-
Complete GK + Current Affairs for all exams-
World History – UPSC / IAS –
Learn English for SSC CGL, Bank PO
Science and Technology for UPSC/IAS –
Philosophy for UPSC/IAS –
Yojana Magazine analysis –
History for SSC CGL + Railways NTPC –

The Creature From Jekyll Island (by G. Edward Griffin)



Views:841221|Rating:4.85|View Time:1:47:20Minutes|Likes:9880|Dislikes:309
Buy the book:
Money videos and books:
Reddit:

The Creature From Jekyll Island
A Second Look at the Federal Reserve
by G. Edward Griffin

Recorded: 1994

POSTED WITH PERMISSION FROM (1/4/10):

Municipality such as this as mr. G Edward Griffin well thank you Mike and thank you ladies and gentlemen I don't know how to take that remark about age you know when Bill Jasper stands up and they announce him as the senior editor for the magazine I know I'm in trouble well we have a lot of material to cover so I think I'll just sort of jump into this as quickly as possible I need to warn you about something though since this is being videotaped tonight and we have a limitation on the length of the time on the videotapes I have been instructed to to divide this into two parts the first part of last approximately 45 or 50 minutes long and then we'll take a short break I'm told while they change tapes and the next part we deliver next month no another just a few minutes break and then we'll continue with part-2 so I want you to know that's coming up so okay now to the topic are you ready for this okay so am I so let's start with history go back to the first century BC to a tiny kingdom called Phrygia and it was in that kingdom that there lived a philosopher by the name of epic Titus and it was epic Titus who said appearances are of four kinds things either are as they appear to be or they neither are nor appear to be or they are but do not appear to be or they are not and yet appear to be don't worry no quiz on that well that's what he said when I read that statement for the first time I thought to myself that surely if epictetus were alive today he would undoubtedly be a Harvard professor of money and banking because this is the kind of explanation we get isn't it when we try and figure out what's going on in the economy what's going on with the Federal Reserve System see what Epictetus did is what is so commonly done with the experts in this field is he took a relatively simple concept but by the time he was through explaining it to us we didn't have the foggiest idea what he's talking about all he said basically was that appearances can sometimes be deceiving that's all we all know that but he had to break it down into four component parts explained it in two ways they are what they appear to be and in other two ways they sometimes are not the way they appear to be and they broke it down and we didn't understand what he's talking about nevertheless I thought that this statement by epictetus was a brilliant clue for an outline or a theme for my presentation because you know if there's anything in the world that is an appearance that is deceiving it is the Federal Reserve System and in particular it is one of those appearances of the Fourth Kind which is I'm sure you all remember those which are not and yet appear to be so that's going to be my theme tonight I'm going to come back to it now and then if I remember to do it and use it as kind of a punctuation point because this is perhaps at the most fundamental level the most important thing we need to know about the Federal Reserve System which is that it is a an appearance of the fourth kind something which is not and yet appears to be when I did my research on this topic I came to the conclusion which may startle you folks here that the Federal Reserve System does not need to be audited it needs to be abolished and the reason I say that is because I'm sure that if they audited the Federal Reserve System they would find out that it's doing exactly what it's supposed to do there's no secret there there is no shenanigan going on behind the scenes it's all out in the open if we'll just study the Federal Reserve System on the basis of what we know already if we read their literature if we'll dig into the history we find out that it's one of the greatest scams of all history out on the surface it doesn't need an audit an audit I'm sure would merely delay the process for a couple of years give the American people the false impression that something is being done about this problem and at the end of two years they'd say well the books are clean I came to the conclusion that the Federal Reserve needed to be abolished for seven reasons actually and I'd like to read them for you now I've stated them and rather concise terms hopefully they'll have some shock value so you can remember them and here they are first of all it is incapable of accomplishing its stated objectives – it is a cartel operating against the public interest 3 it is the supreme instrument of usury 4 it generates our most unfair tax 5 it encourages war 6 it destabilizes the economy and 7 it is an instrument of totalitarianism now I don't know what you think about those 7 points I know that a lot of you are totally in agreement with it I can tell apply your reaction I trust that there are some skeptics here tonight I hope there are otherwise I feel like the Minister talking to the choir usually there are skeptics in my audience and frankly those are the ones I'm most interested in talking to and for the skeptics I'm sure that you're thinking those sound like pretty far-out statements how could you ever demonstrate them to be true but I think you would agree regardless of your preliminary conclusion about those statements that if any of them could be proven to be true they'd be good enough reason to abolish the Federal Reserve System so let's take a look and see whether they can be supported time doesn't permit to go into all seven of those here this evening but I would like to splash around on at least the first four of them to show you that indeed there is ample evidence to support these conclusions and I think the best place to begin with all of this is where the action was and that is the creation of the Federal Reserve System and that takes us directly to the title of my book the creature from Jekyll Island you can almost hear the music being played in the background as they do some kind of a spot commercial to sell this book I have to admit I had a lot of fun with that title because I had this fantasy in my mind that some some day it might be in a bookstore window and people would pass by and think oh it's a sequel to Jurassic Park but anyway that will never happen I'm sure the fact of the matter is for those of you who know a little bit about this topic the title has quite a bit of meaning in it and we have a lot to learn by exploring what that meaning is first of all Jekyll Island is a real island it's off the coast of Georgia and it was on that island back in 1910 that the Federal Reserve System was conceived at a highly secret meeting that took place there and what I'd like to do is talk about this meeting and show you that in fact the Federal Reserve was created there and that in there was a lot of secrecy surrounding it and then will be confronted with the question why the secrecy when things are done in secret they're often things to hide and we'll explore what it was that they wanted to hide and when we finally understand what that was we'll be face to face with one of the most important facts about the Federal Reserve System that is not generally known in 1910 Jekyll Island was privately owned owned by a small group of millionaires in those days they were millionaires in today's dollars they would be billionaires from New York this is where their families went to spend the winter months it was a resort island a resort club it was called the Jekyll Island Club and there was a very elaborate clubhouse there which was the center of their social activities it's still there by the way if anybody wants to visit it the island has been purchased by the state of Georgia and this club house has been renovated too beautiful thing and around this Clubhouse they had cottages which were built by many of the families that belong to the club cottages are not exactly the word I would have chosen to describe these structures I remember on taking the tour through one of them the guide said that the roof teen bathrooms in that cottage so you have an idea of the kind of elegance that was there and I need invent the number of bathrooms has nothing to do with this story I just get hung up on that because it's hard for me to imagine a cottage with that many that much running plumbing but the important point was that this is where the Federal Reserve System was conceived is in that Clubhouse so let's tell that story it all began in November of 1910 when senator Nelson Aldrich sent his private railroad car to the New Jersey Railroad station where there it was in readiness for the arrival of himself and six other men who were instructed to come under conditions of great secrecy for example they were told to come one at a time not to be seen together not to dine together on the night of their departure if they had arrived at the same time they were instructed to pretend as though they didn't even know each other they were to avoid newspaper reporters because these were well-known men and had they been spotted by reporters which often frequented the railroad station especially had they'd been seen together by many questions would have been asked one of the men carried a shotgun in a big black case so that if he had been asked where he was going he was prepared to say that he was going on a duck hunting trip and the interesting thing about that little piece of the history is that this man we find out later from his biographer never fired a gun in his life even had to borrow that shotgun in order to participate in this deception even after they got on board the railroad car this pattern continued they were told to use first names only not to use last names and two of the men adopted code names completely the reason for that is that they were afraid that the servants on board the train would reckon who they were if they use their last names and they knew that if word leaked out in that fashion and eventually found its way into the press the whole purpose of the meeting would have been completely destroyed so absolute secrecy was essential well the train traveled for two nights and a day on a thousand mile journey to the south and when they awoke on the second morning the car was on the siding the railroad siding at Brunswick Georgia from there they took the ferry boat across the inland Strait to Jekyll Island and to the club house and for the next nine days these men sat around a table and hammered out all the important details of what eventually became the Federal Reserve System and incidentally if you visit that club house today you can walk down to the end of the one corridor there and on a door is a brass plaque and it says in this room the Federal Reserve System was created when they were done they got back on board the train back to New York and disappeared and for quite a few years after that these men denied that any such meeting ever took place it wasn't until after the Federal Reserve was firmly established that only then did they begin to talk openly about it they wrote books on it one of them wrote a magazine article and they gave interviews to newspaper reporters and so now many years later it's possible for us to go to the public record and find in print detailed descriptions of what happened at that meeting well who were these men the first one I've already mentioned the one with the railroad car senator Nelson Aldrich who was the Republican whip in the Senate he was also chairman of the National monetary Commission which was that special committee of Congress which was created for the purpose of proposing legislation which was to reform banking that was the idea banking needed reform and the American people were greatly concerned in those days over things that were going on in the banking industry people were losing their money in the banks because they weren't keeping their promises to hold their deposits in reserve there were runs on the bank and the banks couldn't pay the people back but most of all they were concerned over the concentration of financial power that was in the hands of a small group of very powerful and large banks in New York on Wall Street this is what they called the money trust that was the name it was a very popular expression in the newspapers and quite a few politicians were elected to office on their campaign promise to break the grip of the money trust President Wilson was one of those politicians by the way so that was the purpose of the National monetary Commission which was to propose legislation which eventually became the Federal Reserve Act to break the grip of the money trust over the financial markets of America Aldrich was a business associate of JP Morgan he was the father-in-law to john d rockefeller jr. which means of course that eventually he became the grandfather of Nelson Rockefeller our former vice president you remember his full name was Nelson Aldrich Rockefeller so he derived his middle name from his famous grandfather the second person at the meeting was Abraham P at Andrew who was assistant secretary of the Treasury he later became a congressman but he was very prominent in banking circles Frank Vanderlip was there he was the president of the National City Bank of New York which was the largest and the most powerful of all the banks in the country representing the financial interests of William Rockefeller and the international investment firm of Kuhn Loeb & Company Henry Davison was there he was the senior partner of the JP Morgan company Charles Norton was present he was the president of the First National Bank of New York which was another one of the giants also there was Benjamin strong who was the head of JP Morgan's Bankers Trust Company and incidentally three years later when the Federal Reserve System was finally created he became the first head of the system and finally there was Paul Warburg who was probably the most important of all the men there because of his knowledge of banking as it was practiced in Europe Paul Warburg was born in Germany he eventually became a naturalized American citizen he was a partner in Kuhn Loeb & Company he was a representative of the Rothschild banking dynasty in England and France and through all the years of his banking in America he remained in very close contact with his brother max Warburg who was the head of the Warburg banking consortium in Germany and the Netherlands Paul Warburg was one of the wealthiest men in the world and those of you who are Little Orphan Annie fans you'll remember Daddy Warbucks well Paul Warburg was the real Daddy Warbucks after whom that character was named and everyone at the time knew it I have his photograph in the book if you'd like to compare his picture to the drawing rendition of Daddy Warbucks you'll see the similarity between Warbucks and Warburg and also while we're on the subject of cartoon characters anyone who's played Monopoly remember the drawing of the capitalists with the handlebar mustache in the cigar that's JP Morgan those are the seven men who were on Jekyll Island ad and as incredible as it may seem they represented approximately 1/4 of the wealth of the entire world and these are the men that sat around a table on Jekyll Island and created the Federal Reserve System what's going on here should arouse our curiosity a little bit it didn't just happen well speaking of it just happening for the skeptics you're probably wondering did it really happen that way perhaps Griffin is exaggerating this to make a point well yes it really happened that way and to illustrate that we could go to a lot of documentation but to simplify this I'd like to just read for you a short excerpt taken from one article one article written by Frank Vanderlip who was one of the attendees at that meeting and this was written in in The Saturday Evening Post and it appeared on February 9 1935 and this is what Vanderlip said I do not feel it is any exaggeration to speak of our secret expedition to Jekyll Island as the occasion of the actual conception of what eventually became the Federal Reserve System we were told to leave our last names behind us we were told further that we should avoid dining together on the night of our departure we were instructed to come one at a time and as unobtrusively as possible to the railroad terminal on the New Jersey literal of the Hudson where senator Aldridge's private car would be in readiness attached to the rear end of a train to the south once aboard the private car we began to observe the taboo that had been fixed on last names we addressed one another as been Paul Nelson and Abe Davison and I adopted even deeper disguises abandoning our first name on the theory that we were always right he became Wilbur and I became Orville after those two aviation pioneers the Wright brothers the servants and train crew may have known the identities of one or two of us but they did not know all and it was the names of all printed together that would have made our mysterious journey significant in Washington in Wall Street even in London discovery we knew simply must not happen well why what's the big deal here what's wrong with a group of bankers getting together in private and talking about banking or banking legislation and the answer to that question is provided by Vanderlip himself in the same article he said if it were to be exposed publicly that our particular group had got together and written a banking bill that bill would have no chance whatever of passage by Congress why not because the purpose of the bill was to break the grip of the money trust and ladies and gentlemen it was written by the money trust it's as simple as that had that fact been known from the very beginning the public would never have accepted it as a means of breaking the grip over the money trust and we would never have had a Federal Reserve System because the scam would have been exposed from the beginning this was like having the Fox build the henhouse and install the security system so there is a primary reason for the secrecy and it's a fact that most Americans have not even considered that there might have been some kind of deception massive deception at the very inception of the Federal Reserve System and for a very good reason but there's more to it than that a lot more than that consider the composition of this group and the financial powers they represented there anything strange about that mixture here we had the Rockefellers we had the Morgans Kuhn Loeb & Company Rothchilds the Warburg's all in one room for nine days plus two days on the train coming to an agreement what's going on here anything strange about that mixture well ladies and gentlemen these were competitors these were the Giants in the field which prior to this period had been beating their heads against each other for dominance in the marketplace for dominance in the financial markets of the world not only New York but Paris and London everywhere competitors this is extremely significant because it happened at precisely that point of American history when business was undergoing a major ideological transition prior to this period America had grown and prospered and surpassed all the countries of Europe as an industrial and economic power because it adhered to the principle of free enterprise competition and it was in this period that a rapid transition was taking place to the concept of monopoly and cartel going back in fact to the old world concept which had held Europe back for all these years monopolies and cartels were becoming the order of the day in America it was john d rockefeller the first who said it he said competition is a sin he believed it all of his biographers quote him on that one by the way and he and others of these industrialists of the period were devoting all of their time to the elimination of competition they did not believe in free enterprise competition at all they knew that the road to rich the road to riches and power was through the elimination of their competition and if they couldn't beat their competition out then they tried to buy them up if that didn't work they joined with them in a shared monopoly and that is a cartel a shared monopoly perhaps I should define that word in more detail so at least you'll know what I'm talking about when I use the word a cartel is a group of independently owned businesses which come together for the purpose of reducing or eliminating competition between themselves so that they can enhance their profit margins or secure their position in the marketplace and they do this by price-fixing we won't compete on price or they divide up geographical markets or products and services for example if we were forming a cartel here I might say well I get the north and you get the south we won't compete or I might insist that I get to produce the gizmo but you can produce the widget and we won't compete I will share patents and processes we won't compete it every time we agree to eliminate one area of competition between ourselves we move closer and closer together until finally we are as one industry insofar as the marketplace is concerned even though our component parts are independently owned and that is a cartel and so that enhances our profits we can get more for our products and services than we could in the arena of free enterprise competition and of course the other side of that coin is that the public pays more for those products or services than they would otherwise and that is just as true in a banking cartel as it is in any other kind of cartel and the amazing fact emerges that when you study this period that for the 15 years before the meeting on Jekyll Island these groupings of which were speaking had come together increasingly in joint ventures they were learning how to avoid competition between themselves they knew they couldn't knock each other out they had tried that it was too costly now it was time to come together and what happened on Jekyll Island is that they formed a banking cartel and they called it the Federal Reserve System an amazing fact that all these years we've had something which most people have thought was a government operation of some kind or not it was we were told it was a creation to protect the people to stabilize the economy and it's a cartel and the purpose of the cartel is to enhance the profit structure of the members of the cartel period that's the second amazing discovery to be learned if we understand and analyze what happened on Jekyll Island back in 1910 but there's a third element which is perhaps even the most important of all and that is that this cartel went into partnership with the government well cartels often do that to enforce their cartel agreements but in this case they did it in spades now in any partnership there has to be a payoff there has to be some benefit to the partners otherwise they won't go into the partnership or if they go into it they won't stay in it for very long so it's a legitimate question for us to ask what is the payoff what's the benefit to these partners let's find out why the government is in this partnership and then we'll find out why the banking cartel is in it and in order to find out what the payoff is we'll have to examine how the Federal Reserve System creates money because that's the key now if you're not familiar with how money is created in America this is going to be really some experience to go through this for the first time you're going to shake your heads and say I don't believe this I call it the Mandrake mechanism after that 1940s comic book character Mandrake the Magician could create something out of nothing wave his cape and it was back into the void again that's the Federal Reserve System now let's take this and break this down I need to warn you in advance however that you shouldn't try and make sense out of this because you blow a fuse if you think this makes sense just remember this is your plain old American scam that we're talking about here it's that simple and I'm going to strip away all of the banker terminology and all the accounting terminology and use just plain ol plotting English to make it comprehensible in spite of that however I want you to know that everything I'm going to tell you from a technical point of view is 100% accurate in spite of the simplicity of the language okay with that by way of preliminary let's get right to the Mandrake mechanism itself it starts with the government side of the partnership it starts in Congress when Congress is spending money far and beyond what it takes in in taxes how can Congress spend more money than its income in taxes basically what happens is the Congress goes down to the Treasury and asked for let's say it's a billion dollars more that they need this day and the Treasury official says you guys got to be kidding we don't have any money here you spent it all long ago everything we taken in taxes is long spent and Congress says well we kind of figured that was the case but we thought somebody might have dropped by and left some money they said we know what we'll do we'll borrow the rest of it so they go down the street to the printing office I notice they're not going to print money they're going to print certificates nice big fancy certificates with borders on the corner and it's an eagle at the top and a seal at the bottom and it'll say United States Treasury bond or note or build depending on the length of maturity and it's so impressive it almost looks like money but if you hold it up the light it really says I owe you that's all they are and so Congress takes it and it wants the public to step forward and loan them money in exchange for the io u–'s sometimes that's called buying No you know buying anything you're loaning money to the government and getting an IOU in return and a lot of people in the private sector and institutions are anxious to loan money to the government why because they have heard that it's the best investment you can possibly make the most secure investment because it is backed by The Full Faith and Credit of the United States government and that people aren't quite sure what that means but it sure sounds good and so they lend the money well just in case there's anyone here in doubt as to what that means I'd like to explain it to you the Full Faith and Credit of the United States government means that the federal government solemnly promises to pay you back your money plus interest if it has to take everything you've got in the form of taxes to do it it will do it it's a promise to tax you and people won't think this thing through they think always wonderful it's a it's a you know wonderful investment and I'm going to get some of my money back anyway that's a little side issue the government is able to borrow a tremendous amount of money and therefore spend more than it takes in in taxes through this process but never enough they always need more than that not to worry they say they walk further down the street to the Federal Reserve Building now the Fed has been waiting for them that's one of the reasons it was created they walk in there and the Federal Reserve Officer opens up his desk drawer pulls out a big checkbook and he writes a check to the United States Treasury for 1 billion dollars and hands it to them all we need to stop and ask a question where did they get that money at billion dollars that's a lot of money who put the money in the divider into that account for the Federal Reserve so they could give it to Congress or to the Treasury and the answer is there is no money there's absolutely zero there's just a checkbook well if you and I were to do that we would go to jail but they can do it because Congress wants them to do it this in fact is the payoff this is the benefit to the government for being in the partnership the government can go to the Federal Reserve and obtain instant amounts of any amount of money they want without having to confront the taxpayer and say we're going to raise your taxes for this money directly it would be very unpopular if Congress had to go to the public and say you know we have a lot of money we want to take from you folks and it's going to cost you $3,000 per family more than it did last year you know how long they'd last in office so they like this Mandrake mechanism very well public doesn't know that it's costing them anything it's just how it works somehow so this money this billion dollars springs into being precisely at the instant that the Federal Reserve Officer signs the check and gives it to the government now let's see where the banking cartel benefits from this partnership we'll go back to that billion dollar check and follow it the Treasury official deposits it into the checking account of the federal government and immediately all the computers start to were and the Ledger's show that the government now has a billion dollar deposit a billion dollars in its account and so therefore it can write checks up to a billion dollars government checks start flowing let's just follow a $100 check make this real simple to the fellow that delivers our mail the postal worker gets $100 check and he looks at this and he can't imagine in his wildest dreams that just two days ago that money didn't exist anywhere in the universe but it's a government check now it's very spendable so he takes it and deposits it into his private checking account at the local commercial bank now this money is out of the Federal Reserve mechanism per se out of the government side of the partnership and it gets into the private banking side of the partnership $100 has been deposited now the action heats up the banker looks at that and he goes over to the loan window and he opens it up and he says attention everybody we have money to loan and that's good news for a lot of people because that's one of the reasons we go to the bank isn't it to borrow money so it's good news when there's money available and the banker says we have $100 deposited but don't worry folks we can loan you more than that we can loan you up to $900 well how how can you loan out up to $900 when you only have $100 deposited well it's not difficult if you're in the Federal Reserve System here's how it works the Federal Reserve says that the member banks must keep no less than 10% of their deposits in reserve so there's $100 they keep 10% in reserve $10 and they can loan up to $90 right so we loan it to you ma'am you borrowed $90 what do you do with it well you want to spend it so you want to write a check on it you've deposited into your checking account so you can write a check in many cases it might be put directly into your checking account but now there's $90 deposit in addition to the hundred dollars that was deposited to start this chain now we've got the $90 that was loaned as another deposit well the Federal Reserve says that you only have to keep 10% so we keep 10% of the 90 and loan the other 90% and the person that borrows that puts it right back into the bank is another deposit well the Federal Reserve says you only have to keep 10% so you did you know this goes around and around and around to the revolving door until finally the whole action is played out and the bottom line is when that one hundred dollar deposit comes in from the postal worker the banks in essence can loan up to nine hundred dollars because $100 is the reserve and that's ten percent of a thousand so they can loan the balance or the difference which is nine hundred dollars now where does that money come from well the same place it springs into being precisely at the point where the loan is made it didn't exist before anywhere now notice the important thing here the money that's created out of nothing and given to the government the government spends for its purposes but the money that's created out of nothing by the banks is not spent by the banks it's loaned by the banks to you and to me and we pay interest on it not too shabby interest on nothing I wish I had a magic checkbook like that or I didn't have to have any money just a checkbook and I could write checks ten thousand twenty thousand hundred thousand dollars all day long and loan them to you folks and you pay me interest on see not too shabby at all this in fact is the payoff to the commercial banks in the cartel this scam has become legitimized by law and we're told it's a wonderful thing we think our banking system is wonderful but it's a scam not only interest on nothing but perpetual interest on nothing because notice what this money is created if you pay it back they have it on their ledger as a credit they can loan it out again to somebody else and the whole object is to keep loaned out they don't they don't like the money not loaned out because you can't earn interest on it when it's in the inkwell doesn't do them any good so remember there's nothing here except ink in the well or electronic impulses computer that's all there is so they're collecting interest on that but that's not the end of the process that is how money is created in America but that's not the end of it because it has consequences what impact does that have on us are we involved in this in any way well yes we are I've heard people say see those fellows are really smart I guess they deserve to be rich you know as though it didn't affect them in any way let's follow it this money that's created out of nothing goes into the economy and it dilutes down the value of the dollars that were already out there it's like pouring water into the pot of soup it dilutes the soup and so the economy is diluted by these new dollars and prices start to go up or they appear to be going up it's the process called inflation I say appear to go up because prices really don't go up ladies and gentlemen what's happening is that the value of the dollar goes down that's what we're witnessing here if we had a real monetary system real money backed by gold or silver or anything of tangible value coffee cups anything that couldn't just be created out of nothing behind our money you would find that the purchasing power of that money would remain constant over a long period of time and to illustrate that point it's interesting to know that if we had lived in ancient Rome and had a one ounce gold coin we would have been able to buy a fine toga a handcrafted belt and a pair of sandals that was the price so today what can we buy with the one ounce gold coin we can walk into any men's store and buy a really fine suit a handcrafted belt and a pair of shoes the real price of these items hasn't changed in thousands of years when expressed in terms of real money but when expressed in terms of these things we carry around we call them dollars they're not they're really Federal Reserve notes they buy less and less and less because they keep creating more and more and more of them and they dilute the economic soup but we still haven't followed this to the end of the trail we've lost some purchasing power through this thing called inflation but how many people ask the question who gained it did anybody gain our lost purchasing power or did it just evaporate and go up to heaven somewhere somebody gained it didn't they but we don't know who let's follow it the people who gained our lost purchasing power were those who were at the point where this fresh money was injected in to the economic soup those at the nozzle get dollars that look the same as all the other dollars and they have them first and they can spend them at full purchasing power but by the time the person who gets those dollars then gives them to the next person and the next person it goes out toward the edge of the pot where most of us are and it gets diluted down but the ones up there at the nozzle are the ones who have gained our lost purchasing power who are they well we know that the government is one of them that's where the billion dollar check started isn't it that was the beginning of this whole process the government spent that money first and then of course those who work for the government and those who have government contracts and those who get grants and so forth get the next wave and they're not doing too bad either and it starts out from there but what about on the banking side who got that money first off well the people that came up to the loan window they were the first ones to get now this is a comes as no surprise to anybody here I'm sure that in times of inflation it's a good thing to borrow everybody tells you that because you could you say you know that you're going to borrow a dollar and you pay it back with quarters or 50 cent pieces because inflation erodes the value of those dollars so you know to borrow is to gain and the people who don't borrow who save they're the ones who are losing but notice however that this game that the borrower gets he has to turn right around and give to the bank in the form of interest on nothing so he doesn't really gain at all it appears to be gain it's pay per game but his gain actually goes back to the bank as interest on nothing now yes during times of inflation his paper assets expand expand expand golly this real estate looks like it's worth a lot of money right now but then the economy contracts and he's wiped out he doesn't have anything and notice that when you go to the bank and you go to borrow some of this nothing money did they expect nothing from you in return no they want you to sign over and pledged as collateral your car your house your assets hard assets not nothing assets so when the economy contracts and you can't continue to make those payments they get your marbles so the bank will do all right whether its expansion or contraction so what's the answer to the question who gains who got your lost purchasing power big surprise ladies and gentlemen the two members of the partnership called the Federal Reserve System it's the government and the members of the banking cartel those are the ones who got your purchasing power now there in a nutshell is an overview of the Federal Reserve System and I guarantee you ladies and gentlemen you're not going to read this in any textbook on the subject and I can also tell you that you now understand everything there is of importance to know about the Federal Reserve System the payoff on the government side is that they're able to tax their people and don't forget inflation is a tax you pay it you have no escape it's a hidden tax but it's a tax just the same and so the government is able to tax the people without them even knowing they're paying the tax and on the banking cartel side they're able to collect perpetual interest on nothing now that is the end of part one standby there's more ladies and gentlemen we'll take a five-minute break and let's keep it together that's it ok ladies and gentlemen I think this is a time for a continuation anyone refreshed anybody want to open up a bank all right part two we'll go back to Jekyll Island we have much to learn there in fact if we just analyze what happened on Jekyll Island we can figure out almost everything that's going on today even though that happened back in 1910 and one of the things that they had to resolve there was what to call this creature of there's this partnership between government and the commercial banks was not new with the federal reserve system in fact this concept was created back in Europe in the 16th century and it was perfected with the Bank of England in 1694 this is the kind of thing from that date forward that all of the governments of Europe adopted now they didn't call it a Mandrake mechanism like I do they called it a central bank that's the technical name for this partnership if you want to look this process up in a textbook or an encyclopedia you'll find it listed under central bank so the central banks were created in Europe in the 16th century there's very good reason for that the Kings and the princes of Europe discovered from hard experience that they could raise the taxes of their subjects only so far and then there was a sealing they had a tax revolt on their hands there was resistance and they had real revolution or revolt on their hands and they tended to lose their jobs or their heads so that was it folks 40% 43% seems to have been the natural limit however once they got the central bank mechanism worked out this was a whole new ballgame now the lid was off and they were able to collect 50 percent 60 70 and in some cases 80 percent of everything that their subjects produced and their subjects did not revolt did not resent it even because they didn't know that they were paying this tax through a process called inflation all they knew is that the prices were going out of sight and they had no inkling that it was their government in combination with the private banks that were taxing them in this fashion and so see this became a method of hidden taxation which has continued to this day to be extremely popular with big spending governments and so this became the modus operandi in in Europe from that date forward now when they met on Jekyll Island it was very clear in their mind that they were creating a central bank but they had a problem what to call it because Congress was already on record as saying they did not want a central bank in America I don't think the congressmen really understood what that meant but they had heard the phrase and they knew that that's what they had in Europe and they said no when it comes to banking reform in America we want something this unique to represent our unique political and economic system so central bank was out so what to call this central bank so that no one will know and they talked about this on Jekyll Island and this is what they concluded they said first let's use the word federal to make it seem like it's a government operation secondly let's add the word reserve to make it seem like there are reserved somewhere like it was a banking concept third let's add the word system this was very important far more than we might think today because remember the major concern was this concentration of financial power in New York and they had to sell the American people on the idea that this was a diffusion of power over a system of banks and so they talked about ten regional banks and finally they said no that's not enough we'll have 12 regional banks and diffuse the power away from New York or at least make it appear that way and they'll build those big buildings in all these regions and the local yokels can come and look at the buildings and say golly we got one of them out here too and the impression was that because these buildings were out there that the power was pulled away from New York and diffused throughout a system of Federal Reserve Bank's well as you've heard said many times by now what we wound up with was not federal there are no reserves it's not a system at all in the sense of diffusion of power and the federal reserve banks aren't even banks so on all four words were dealing with appearances of the fourth kind brilliant strategy the next step was to sell this creature to the American people and the first draft of the Federal Reserve Act was called the Aldrich bill sponsored by senator Aldrich of course and this was against the good advice of Paul Warburg who said Nelson if you put your name on this bill it's going to get voted down in Congress because you are so closely identified with the with the power of big business it'll be voted down and apparently Aldridge's ego was too big he must have said well no after all I'm respected in the Senate and I am the chairman of the National monetary Commission and for whatever reason he insisted on having his name on it I think he wanted to go down in history as the originator of the Federal Reserve System but Warburg was right voted down thumbs down right away because he was a representative of a big business well this was a minor setback they took their bill they scrambled the paragraphs around a little bit they took Aldridge's name off of it and found a couple of Democrats to sponsor the bill now this was different the Aldridge was a Republican and everyone knew that the Republicans represented big business but they also knew that the Democrats represented the common man the little guy that fell on the assembly line like Ted Kennedy so they found a couple of millionaire Democrats to sponsor the bill they got Carter glass from the house and Senator Robert Owen who was a very successful banker and now they sponsored the bill over the glass oh and bill and this was different this was a Democrat bill and it began to receive very popular consideration in Congress next Aldridge and Vanderlip began to give speeches and statements to the press condemning the bill that they had written they said this will ruin the banks this would be terrible for the nation and by the time this was printed in the newspapers the average person read that and said oh guess the big bankers don't like this bill very much it must be pretty good you know you have to give these people credit there were they were not stupid they didn't get to be where they were through stupidity they understood mass psychology they understood politics and they played their cards exceedingly well next the same individuals who were condemning the bill were privately financing it they were behind the all the lobbying activities in Washington they personally paid for the creation of what was called grassroots study clubs that came up all over the country held public meetings and disseminated brochures extolling the virtue of the Federal Reserve Act they gave large amounts of money to some of the better-known universities and created new departments of economics handpicked their own people to be the professor's to chair those departments and then those men began to speak publicly and write scholarly essays about how wonderful the Federal Reserve System was and then at the insistence of Paul Warburg who was always the master strategist in this they added several good provisions to the Act when I say good I mean provisions which restricted the power the federal Reserve System to create money out of nothing the kind of provisions you and I might have endorsed and Warburg's associate said Paul what are you doing we don't want those things in there this is our bill and his response was classic he said relax fellas don't you get it our object here is to get the bill passed we can fix it up later that's exactly what he said when no one is looking everyone is focusing on the bill now let's get it in fix it up later and indeed he was right it was because of provisions such as those that they won over the support of William Jennings Bryan with the leader of the populist movement a real defender of the common man and his mind at least he looked at that bill and previously had opposed it because he said it was the Bill of the bankers they would create money out of nothing he said and he looked at those provisions and he said oh well I guess with those in there I can support the bill and with the elimination of his opposition the road was cleared and it was inevitable what would happen they did fix it up later since the Federal Reserve Act was passed it has been amended over a hundred times and nobody has noticed all of those original provisions which were sound were long ago removed and many many more have been added which greatly expand the power and reach of the Federal Reserve System a big bunch was added back in 1980 it just extends the power of the federal government to areas that you can't even imagine we're talking previously about being able to create money out of government debt American government debt they can now create it out of foreign debt any country in the world any country in the world can offer a bond an IOU and our Federal Reserve System is now empowered by law to convert that into American money even corporate debt they can convert that into American money they're not there's no limit whatsoever and nobody has noticed Warburg was right they fixed it up later and it's no surprising therefore no surprise therefore that with this kind of professional deception and strategy that a great deal of support was gained for the bill and on December 22nd 1913 it was passed into law and signed into law the next day by President Wilson and the creature from Jekyll Island finally moved in to Washington DC well what did we get let's stand back from the creature now a few paces in and survey its general form we got a corporation chartered by Congress which was given an exclusive franchise to create the nation's money we got a mechanism whereby Congress has been able to raise unlimited amounts of taxes through inflation without the American people even knowing that they're paying the tax and we got a mechanism whereby the banks can earn perpetual interest on nothing I'd like to turn our attention now to an intriguing question which is who owns the Federal Reserve System you often hear this topic discussed on talk radio whenever the subject of money or the Federal Reserve comes up inevitably somebody will get on the telephone and say did you know that the Federal Reserve System is not a government agency at all it's a private corporation that's run by the private banks and what we need to do they'll say is to abolish the abolish the Fed and turn it over to Congress so it can be run for the benefit of the people but I'd like to deal with that because we're this involves a half-truth and a none solution let's start with a half-truth first it is true that the Federal Reserve System is not an agency of the federal government as I mentioned before it is a corporation chartered by Congress and like all corporations it has stock certificates and these certificates are held in this case by the member banks within the system all the bank's remember this is a cartel independently owned banks make up this system they hold the stock certificates now up to that point it looks as though this has all the attributes of a privately held corporation but that's as far as it goes because these stock certificates do not carry with them any of the powers of private ownership for example the holders of these stock certificates cannot sell them well if you can't sell something you don't really own it because that's one of the tests of ownership is your freedom to dispose of it in any way you wish also the larger banks have put up more capital into the system than the smaller banks it's not a lot of money but it's related to their assets the larger banks put up more have more stock certificates than the smaller banks and yet regardless of that all of the banks have one vote so there's another violation of the principle of private ownership furthermore that vote doesn't buy anything of substance these banks cannot vote for their national management the Federal Reserve System is run by the board of directors of the Federal Reserve System the National Board and its chairman all of whom are appointed by the President the stock certificate holders have no voice in that whatsoever the only thing they can vote for are the members of the board of their local regional banks so-called banks but guess what the Chairman and the vice-chairman of those regional banks are appointed by the National Board guess what they can vote for their officers of the regional banks but they can be overridden the National Board has a veto power over those people you get the picture here in spite of this sales job of this diffusion of power over the 12 regional banks these banks have no power at all it's all concentrated in the national board the only thing that the regional banks can do according to their charters of any substance is to set the interest rates within their regions but guess what even that is subject to veto by the National Board so you come to the conclusion that these people at the National Board are not authorized to do anything except play golf see that's the way it was designed this fiction of this diffusion of power throughout the system was just to sell it to the American people in 1913 it's a vestige it serves no function whatsoever today at all and was never designed to so we don't have a corporation in the strict sense of the word a privately held corporation and we don't have a government agency in the strict sense of the word so what do we have well the fact is we have hybrid it's a mixture it's half government and its half private it is in fact exactly what you would expect it to be considering that it is a partnership between the government and a private cartel it's half government and its half private so this structure is unique to reflect its unique form but this isn't so important as to who owns it how many shares of stock and what the voting is the question is what does it do insofar as merely abolishing the Fed as money some people had said many people have said abolish the Fed and turn it over to the Treasury or turn it over to Congress so it can be run for the benefit of the people always always make sure you say it's for the people and that makes it okay it would do the same thing over there that it does over here it's not a question of who owns it it's what does it do and as long as it is a central bank which means as long as it has the power and the mandate to create out of money out of nothing that's what it's going to do it's going to create money out of nothing and I'm sure the same people will run it over there that run it over here we must remember that all of the central banks of Europe are in fact direct agencies of their respective governments they are not these hybrid organizations over there that they are here because there was no necessity to create that myth over there they just went right for it it's an agency of the government over there and they all do exactly the same thing as our Federal Reserve System does here so you see just turning it over to Congress without taking away its power to create money out of nothing is a non solution and I'm sure that the people who run this would would be willing to use the same kind of deception they did back when it was created they would pretend to resist that idea they would fight it with all of their might at least in public knowing that they could yield on that and have it turned over to the Congress and they'd still have control of it over it so that is a non solution I'd like to talk now about what the objectives of the federal reserve system are because if we're going to say it's going to if it were turned over to Congress it would pursue the same agenda what is that agenda extremely important thing to focus on because we're told that the purpose of the Fed is to stabilize the economy and everybody kind of believes that I mean when greenspan comes on and says well we're raising interest rates now why to stabilize the economy right to prevent inflation in other words to protect you folks to protect you and we buy it well one of the most widely used textbooks in our schools right now textbook on economics written by Paul Samuelson explains it this way it says quote the Federal Reserve sprang from the panic 19:07 with it's alarming epidemic of bank failures the country was fed up once and for all with the anarchy of unstable private banking it's partly true that just they came up with the wrong solution just because there's a problem doesn't mean that any old solution that somebody has to offer is the best in fact it may be a non solution as we're talking about just turning the system over to the government to run is a non solution well let's take a look at this if the purpose of the Federal Reserve System is to stabilize the economy let's give it a report card and see how well it's done since it was formed it has presided over the crashes of 1921 and 1929 the Great Depression of 29 through 39 recessions in the years 53 57 69 75 and 81 a stock market black Monday in 87 we all know that corporate debt is soaring personal debt is greater than ever before both business and personal bankruptcies are at an all-time high banks and Savings and Loan associations have failed at a rate greater than ever before in our history interest on the national debt is now consuming half of all of our taxes heavy industry has been largely replaced by overseas competition we're facing an international trade deficit for the first time in our history seventy-five percent of downtown Los Angeles and other large metropolitan areas are now owned by foreigners and over half of the nation right now is officially in a state of recession now that is the report card of the Federal Reserve System after 80 years of stabilizing the economy and I don't think it's even controversial to say that the Federal Reserve has failed to meet its stated objectives the only controversial question is why has it failed and my answer to that is because those have never been its true objectives at all what are its true objectives well what are the objectives of any cartel to make money to enhance the profit margins of the members of the cartel and to stabilize its position in the marketplace to prevent competition those are the objectives of any cartel and if our analysis is correct here we'll find that this in fact has been what the Federal Reserve System has accomplished for itself and its component members to be more specific it's possible to go to the period of Jekyll Island and read the papers and speeches that were done by the people on Jekyll Island and their associates the big banks were concerned over three things among other things but the three main things were as follows they said they wanted to reverse the erosion of their power away from New York that's right just the opposite of what the Federal Reserve System was supposed to accomplish they wanted to keep it in New York they were concerned because as the nation was spreading westward and southward new banks were springing up all over the frontier and more and more of the capital assets of the nation were moving in that direction yes they still had the lion's share but every year the percentages went down a little bit and they could see where that chart was going and they said we must put a stop to this now while we still have power remember john d rockefeller said it competition is a sin and competition from the new banks in America was something that had to be stopped see one of the purposes of the Federal Reserve System was to control the competition from the new banks and this is a good place to emphasize that when I'm talking about the cartel I'm primarily talking about the big banks in New York that created it and the international banks as well the ones in Europe I'm not talking about your bank down the street that ever since the system was created has struggled and struggled under the regulations of the system which were designed primarily to some extent to squeeze the competition out or to keep it in its place and you've seen that process going on throughout the years we have fewer and fewer banks all the time little ones getting gobbled up by by the big banks so that was a objective number one number two they wanted to reverse the trend of what is called private capital formation what that means is simply this means that people in those days we're using their own savings instead of going to the bank and borrowing corporations in particular found that it was better for them to withhold some of the dividends from their stockholders each quarter put that money into a sinking fund let it accumulate or let the capital form as they say capital formation and then use their own money to build the new factory or launch research and development project or whatever instead of going to the banks and the banks were extremely concerned over this trend they rack their brains how do we get businesses to come back to the banks and borrow money again and their answer was quite simple if you were a banker you would know how to do that the answer is to lower interest rates to make those rates so attractive that you'd be crazy not to go to the bank and borrow the money at those interest rates so much easier than saving well why didn't they just lower interest rates because that was 1913 ladies and gentlemen and they couldn't money was real money in those days it was backed by gold and silver there was no lever on it no man no group of men no politicians no bankers could arbitrarily effect interest rates because it was backed by gold and silver the money was and they couldn't just create it out of nothing you see under those conditions interest rates are the product of the forces of supply and demand in a free market economy nobody has control over it and that's why the politicians hate money that's backed by gold and silver they cannot manipulate so their challenge was how can we artificially depress the interest rates below the natural level that's produced in the free market and the solution was they said the nation needed what was called a flexible currency they said this is what industry needed to prosper a flexible currency you still hear that phrase today the virtues of a flexible currency well what is a flexible currency you need a dictionary well it's not paper money that folds what that means is money created out of nothing that's what a flexible currency see the trick is not particularly hard to figure out here if you are creating money out of nothing you don't have to charge an awful lot of interest on it to show a profit it's as simple as that so with a flexible currency now there they have a lever on it and they can jack the interest rates down down down so that it's attractive and they're still making plenty of profit on it because it didn't cost them anything and they have reversed the trend toward private capital formation and the third objective that they spoke about in those days was how to pass on the inevitable losses within the banking system to pass those losses on to the taxpayer in the name of protecting the people now let's give the Federal Reserve System another report card with these objectives in mind and see how well it has done did they keep control over the banking system and the monetary system in New York yes they did anyone who knows how the markets function it has always remained in New York in fact it's even more so now in New York than it was then yes there are plenty of large banks in the nation in the south and in the West but these are small compared to those giants that are in New York in fact that are astride the world offices in Peking in Moscow and Africa everywhere in the world the Giants are in New York and they have been running the show all of these years a few years ago there was a book that appeared on the market called secrets of the temple written by William Greider and published by Simon & Schuster it was a best-seller and it was advertised as a scathing attack against the Federal Reserve System but when I heard that I could hardly believe my eyes and my ears a scathing attack against the Federal Reserve System published by Simon & Schuster now this is one of the biggies I thought to myself well a miracle has happened I guess I don't have to finish my book because it's done somebody did it so I went down I got a copy of the book and I went through it and I was amazed at what I found on two points first of all I was amazed because Grider had his history very well done indeed it was accurate I didn't expect that I thought it might be a whitewash of some kind but it wasn't it was very good I knew about this because I was right then in the process of researching it and Grider had it and on this point of the concentration of power in New York I'd like to read to you just a couple of sentences from his best-selling book he's talking about 1913 here and he said at the time the conventional wisdom in Congress was that the government institution would finally harness the money trust disarmed its powers and establish broad democratic control over money and credit the results were nearly the opposite the money reforms enacted in 1913 in fact helped to preserve the status quo to stabilize the old order money center banks would not only gain dominance over the new central bank but would also enjoy new insulation against instability and their own decline once the Fed was in operation the steady diffusion of financial power halted Wall Street maintained its dominant position and even enhanced it which is true now the second thing that amazed me about his book was his conclusion after demonstrating that the Federal Reserve System had always acted against the public interest and that it was designed to do that from the beginning what do you suppose his conclusion was regarding what we should do about it abolish the Fed no no nothing nothing that extreme well how about a major overhaul no no not necessary he said you see folks it's all so complicated but we're learning as we go and we're getting better at it relax everything's under control all we need now are wiser men well there you have an interesting situation you see that's the kind of powderpuff solution that it takes to be published by Simon & Schuster or any of the other major publishing houses which are firmly locked into the financial web of the money trust in Wall Street there's no way in the world that these major media outlets are going to allow anybody to come up with a real solution to the problem I need to digress here just for a second because we have a lot to learn from this not just in the field of the Federal Reserve System but in many other areas of concern to our nation in these critical days ahead it's not enough just to point with alarm it's not enough just to say well this is historically true and it's not enough to lead the charge if you don't lead it anywhere see these people don't care how much you expose their their scams or their conspiracies or their plots if you have no solution if your only solution is well now I told you about it for now just vote Republican you know if that's it nothing's going to happen is it till we look behind party labels in other words why is there men whatever that means this is controlled opposition ladies and gentlemen and it's something that's been going on for a long time these people are smart enough remember they sold this Federal Reserve System in the face of opposition and they did it by deception they're smart enough to control their own opposition or to create their own opposition if necessary so they can lead it nowhere I'll just leave that thought with you because it's something we need to be very aware of in the critical days ahead let's get back to the Federal Reserve it gets an a on its report card for objective number one which is to maintain control over the money markets in New York did they reverse the trend toward private capital formation boy did they ever with interest rates brought down periodically to such attractive levels individuals and corporations have been enticed away from saving their own money and going to the bank you'd be a fool not to get that money if those low interest rates of course then the economy contracts and things go a little sour now and then and the fruit falls from the tree and they pick it up they get all your marbles they get all your assets your houses your cars your factories your stocks and your bonds that's one of the reasons we've had so many bankruptcies in the decades past even those companies today which are hanging in there by the skin of their teeth because it's all they can do to make payments to service their debt to the banks notice that many of those companies are now sending more money to the banks as interest on their loans than they send to their stockholders as dividends on their stocks think about that the banks which created the money out of nothing no effort at all no risk really of anything are making more money out of these giant industries than the people who work for the money sacrificed save the money invested it and risked it and yet the money is going to the banks yes the Federal Reserve System in fact gets an a on its report card for reversing the trend toward private capital formation and they did it with a flexible currency just as they had planned to do it and what about the third objective which was to pass the losses on to the taxpayers in the name of protecting the people that is something which I call in my book operation bailout the game called bailout you may have noticed every time a large bank gets into trouble not the small banks they're dispensable a large banks when they get into trouble they're going to be bailed out by the government which means by your tax dollars in mind in the name of protecting the people it doesn't make any difference if there's a it's if it's a private corporation or a city municipality or a third world country whoever has borrowed mega bucks from these banks and now can't service their debt anymore they have trouble making those interest payments which is all banks care about they don't want you to pay back the loan because they'd have then just the problem finding somebody else to lend it to they don't want you to pay back your loan they want you to pay the interest on the loan and keep those loans going forever and finally when people have trouble making those interest payments and it looks like the bank is going to have to write it off of its books what happens they go to Congress and they say well this corporation that's having trouble making its interest payments we can't let that corporation fold because look how many thousands of jobs would be lost and people would go on welfare there would be despair we must protect the people or if it's a third world country that can't make its interest payments anymore they said well we can't allow that to happen we must make those payments for them in some way or another because if that venerable Bank had to write that huge loan off of its books it would technically be bankrupt and if it were bankrupt it might have to close its doors if that Bank were to fall it's such a huge Bank it'd be like a domino and it might knock the other banks down too and we could have a major economic crisis on our hands and look how the people would suffer and so Congress dutifully always respond remember Congress is the partner in this scam always rushes in and says yes we can't allow those bad things to happen to the people and so they vote the money to guarantee the loans or make outright payments in some very creative fashions so that the interest can continue flowing to the banks some of the more memorable games you may have missed over the recent years Penn Central Railroad was bailed out in 1970 Lockheed corporation that same year Commonwealth Bank of Detroit in nineteen 22 New York City in 1975 Chrysler in 1978 first Pennsylvania Bank in 1980 continental Illinois the largest of the banks so far in 1982 and of course we know how many third world countries out there have had their debts funded the money comes from the IMF World Bank so they can continue making their payments and the IMF World Bank gets their money from the Federal Reserve System and the Federal Reserve System gets it from us in the form of that Mandrake mechanism and the hidden tax called inflation or direct taxes in some places the Federal Reserve System gets an a on its report card on all three of its true objectives my final topic is a short one and it has to do with usury an interesting concept Ussery used to be defined in ancient times as interest on a loan period any interest on any loan with usery well it's been redefined in modern times as excessive interest on a loan in view of the fact that when people earn their money and they save it they sacrifice the use of it and then they loan it to somebody else for their venture they're entitled there's some reasonable return on that sacrifice some interest return is it seems fair and logical to most people so the question today is excessive interest what is that it was Thomas Edison who said people who will not turn a shovel full of dirt on the project nor contribute a pound of materials will collect more money than will the people who will supply all the materials and do all the work when I read that I wondered if that was true I took my calculator and I ran the numbers you might try this sometime if you assume a $100,000 home to be built and the $30,000 is to go for the land and the architects fees and the building permits thing $70,000 to go for the actual construction of the house materials on the labor you assume further that the buyer goes to the bank puts 20% down takes out a 10% loan for 30 years punch in the numbers and you will see that he will pay to the bank in interest a hundred and seventy two thousand seven hundred and forty-one dollars compared to $70,000 for labor and materials in other words as Edison said two and a half times more will be paid to the banks who did nothing then for those who provided all the labor and all of the materials and you may say well yet that's true but don't forget the time value of money reasonable interest is rational people need to be compensated for the sacrifice of their money over 30 years that's a long period of time wait a minute not this money ladies and gentlemen nobody earned this money nobody saved this money nobody sacrificed anything for this money this money was created out of nothing and I suggest that a hundred and seventy two thousand seven hundred and forty one dollars interest on nothing is excessive I think we need to focus on this issue we need a new definition of the word usery any interest on any loan of fiat money meaning money created out of nothing now this example of a hundred and seventy two thousand seven hundred and forty-one dollars unearned interest on a hundred thousand dollar home is like a grain of sand in the Sahara look around the desert all of the other homes of America all the factories all the machinery in the factories all of the high-rise buildings the hotels all the airplanes the automobiles the farm equipment the farm structures everything that we have you are looking at a similar relationship here this is staggering to consider the amount of money that is in this huge wide river of wealth flowing into the banking cartel because the money was created out of nothing it's such a wide river of wealth you can't even think across it in your mind it's perpetually moving into the banking cartel this is a dead short across the productive capacity of America this is money that should be going to the people who produce and who create instead of being siphoned off through a scam think of what our standard of living could be if it weren't for this dead short across our economy well where is this money going this river where is it flowing you'll get the mental picture that maybe it's going into a lake somewhere or behind a dam all this money is rising accumulating people are getting richer and richer and richer no not so it's not how it works they're spending the money what are they spending it for well they're not spending it for more yachts and more yant at more mansions that's not it I mean they got rid of the mansions back on Jekyll Island they got bored with those things once a person has all the money that they can possibly use for the material pleasures of life what is left sure our absolutely they are spending this money for power ladies and gentlemen to acquire power over you and me and our children they are literally buying up the world with it but I don't mean they're buying up the real estate or the hardware they're buying up control over people technically in sociological terms they're buying control over the power centers which means those groups and institutions through which people live and work and follow leadership and accept information people are always associated in groups and they work in groups they move in groups and these groups have heads up and leaders and this money has been going for many years to acquire influence if not control over the leaders of these power centers in society so they can therefore indirectly influence and control you and me specifically that means they had been spending this river of wealth very freely to buy control over politicians political parties television networks cable networks newspapers magazines publishers wire services motion picture studios universities labor unions church organizations trade associations labor unions tax-exempt foundations multinational corporations Boy Scouts Girl Scouts you name it make your own lists I guarantee you if you have a large influential organization which influences people you will find that this river of wealth has been flowing partly into a attempt to acquire control over the leadership of these institutions and organizations especially those which are offered as opposition especially those which supposedly are to stop this whole process from happening no this has not only been going on in America but this has been going on in every nation of the world pretty much in the industrialized nations as it has gone on here but I'd like to call your attention to what's been happening in the so-called third world or the underdeveloped nations this process is now complete it's not going on it's finished they literally have bought those nations have you ever wondered what's going on there with the IMF World Bank every once in a while on the back page of the newspaper you read that Congress once again authorized another hundred billion dollars or so to go to the World Bank and then it explains very carefully that this money is being used for humanitarian reasons it's being used to uplift the standard of living of these poor people that is an appearance of the Fourth Kind of the oversaw one it's not being used for that at all if it is they're not doing a very good job because after all these years you cannot point to one of those countries which has had its standard of living raised one iota by this vast expenditure of money because it was never designed to do that the money does not go to the people it does not go to the industries or the businesses of those countries where it might have a chance of raising the standard of living it goes to the politicians doesn't it it goes to the governments of those countries and it is used specifically to to perfect and strengthen the control mechanisms over there people usually this starts out that starts out as an inefficient dictatorship but by the time they get the UN money it ends up as an efficient dictatorship they have a better organized and equipped army they have a better paid bureaucracy more people than the bureaucracy they have more ways of controlling their subject they have food chains that they can offer to their friends and deny it to their enemies this money is used to build totalitarian systems in every country that you want to point to and analyze see these people these leaders of these countries for the most part couldn't care less about the standard of living of their subjects as long as they live well they live in their mansions have their yachts their jet air aircraft and they go to New York and live in the Waldorf Astoria while they attend United Nations meetings they're very happy with that they have no ideology communism socialism fascism capitalism what difference does it make where is the money that's it with these people we know how welfare our families in this country can be second third generation families and there's no hope at all of getting them off the dole because they can't imagine any other way of life this happens at the international stage too we're dealing with countries now that are second third in some cases fourth generation welfare governments they don't know how to survive unless that money comes free through the International Monetary Fund and the World Bank means from us there's no way in the world they're going to break free from that these countries ladies and gentlemen have already been purchased lock stock and barrel in this fashion and they are now in place in the New World Order and they're simply waiting for us to show up and that's the other side of the coin because not only does this transfer of wealth to these countries from us not raise their standard of living but it does in fact help to lower ours and this too is part of the plan a strong nation is not a candidate for surrendering its sovereignty but if a nation can be brought to its knees if it is hungry desperate it has chaos on its street in its streets if it has political turmoil then the people in that nation will much more likely accept any solution that's offered to them by their government or by a world government if there's anarchy in the streets as we saw in watts in Los Angeles people were joyous when the soldiers showed up they were joyous because this now was an end to Enter key it was a dress rehearsal they won't care whether the helmets on these people are blue or brown if it says UN on the side they won't that will make any difference they'll say thank God for the UN finally brought restored peace to our streets and if people are hungry and they're out of work and they they don't know what to do in the economy they'll be so thankful for a UN monetary unit which has purchasing power a little bit thank God for this UN money because the old American dollars are complete don't know what to do it this is the plan ladies and gentlemen to weaken America and so that's the process and I mentioning this because I want to emphasize to you that what is going on here isn't has nothing at all to do with wealth the name of the game now is power well now what are we going to do about this obviously if we just restrict our attention to the subject which is ours tonight the Federal Reserve System the answer is clear we have to slay the creature but how are we going to do that the creature was created by Congress and that's how it's going to be slain Congress can do it and will do it if we build enough fire under those chairs in Washington I think it was Clyde watch general Clyde watts years ago said he was speaking of judges in those days but he could have well as well as talked about congressmen he said they may not see the light but they can feel the heat and this is true I don't know if you folks know well I know many of you folks here know all about the trim committees which are part of the John Birch Society they have proven themselves to be excellent ways of getting some of these big spenders out of Congress it just happened we saw but I think it was 30 of them replaced not entirely because of trim activity but believe me it had a lot to do with it this is something that works and even those that that didn't come up that didn't get replaced they're having their voting records change I don't have that I don't have the name here unfortunately but I heard just the other day there was some congressmen we got we had the letters shown to us there here was a guy with his voting record was it was very bad he was voting for big government and and higher taxes and the trim committee started to hand out his trim bulletins in his district and it was at a gun show and he came over to take those things off the table he was irate he said well we can't do that congressman that's your report card and he wrote a real nasty letter or two and they had copies of it and he said you know I think that these trim bulletins are good from one thing and that's to line the bottom of the birdcage that's what he said the next election his report card was all good he decided I can't get rid of these trim bulletins he's changed his voting and the next report card was good he straightened out he had no particular principles but these fellas put their finger to the wind and they can tell which way it's blowing if he wanted to be reelected he had to get into into step and I know that a lot of these people go around saying well I've been trying to warn my constituents I was a danger for many years once the fire is built under their seats so that is a very important program and we can do it simply by exposing the voting records of these people and not just taking their words now all of this of course this whole program requires an informed electorate and that doesn't just happen you don't inform the electorate just by wanting it to have you have to have quality educational materials you have to know that they're accurate you have to be able to rely on them you have to have an organization to prepare and distribute these materials they just don't go out on their own I mean I could have written this book for example and it would have just stacked up in my garage without the speaker's committee without the birds the city the bird Society's programs and its chapters and its people in place its coordinators it takes organization to make these things happen and of course not not the least of which it takes leadership which has proven its ability and its expertise particularly its integrity so it can offer real solutions instead of non solutions and leadership which is not going to be purchased and run by the opposition of course that is the mission of the John Birch Society if there's anybody here who's not a member yet I just want to tell you that the society is an ideological army and the time has come to enlist I think it was Patrick Henry who put it pretty well he said our brethren are already in the field why stand we here idle now the bad news is that time is running out it used to be that I told people that about some of these problems and they would say to me could never happen in America it's just exaggerating you know and now they say how much time do you think we have left because you can see it it's all around us the New World Order is being built around us we have a world army being built a World Court being built a world taxing authority being built a world trading Authority being built it's being built all around us you realize right now as we speak over half of our standing military is now serving under foreign office this thing is going rapidly ladies so we're running out of time but the good news is we still have time we still have time and we have the freedom to work we can do it if we'll work like the dickens like our freedom and our lives depended upon it they do that's precisely what does depend on it so instead of being sour about how late the hour is we should rejoice over the fact that we still have freedom we still can meet like this we can hold public meetings we still have elections we can still throw these scoundrels out so what we need to do now is just get to work and do that which we must do we can still overthrow the government of the United States every two years without firing a single shot if we'll simply discharge the responsibilities of citizenship which comes along with being freemen so that's my message with you ladies and gentlemen and that is that whatever it is you plan to do for your freedom or your country do it now and a good place to begin is to send epictetus back to Phrygia and let's convert that mammoth appearance of the Fourth Kind into a disappearance of the first kind

IMA Public Lectures : Network Science: From the Web to Human Diseases; Albert-László Barabási



Views:1403|Rating:5.00|View Time:1:5:14Minutes|Likes:12|Dislikes:0
Institute for Mathematics and its Applications (IMA) Public Lecture Series
Network Science: From the Web to Human Diseases
7:00pm, April 28, 2009, Willey Hall 125
Albert-László Barabási (Department of Physics, Northeastern University)

Systems as diverse as the world wide web, Internet or the cell are described by highly interconnected networks with amazingly complex structure. Recent studies indicate that the evolution of these complex networks is governed by simple but generic laws, resulting in apparently universal architectural features. I will discuss this amazing order characterizing our interconnected world, and its implications to how we perceive the impact on communications and medicine.

(मराठी) Indian Polity Laxmikant chapter 2 in Marathi for UPSC / MPSC



Views:84628|Rating:4.85|View Time:26:19Minutes|Likes:2407|Dislikes:72
#Pendrive_Courses for Various Govt. Exams. Click here to know more – or #Call_9580048004

Download All Videos PDFs – || Join #StudyIQ on Telegram –

Download UPSCIQ Magazine –

UPSC/CSE 2019 –

SSC & Bank –

UPSC Optionals –

State PSCs –

Defence Exams –

SSC JE Exams –

RBI Grade B –

NABARD Grade A –

DMRC Exams –

Insurance Exams –

CLAT 2019 –

Railway Jobs –

Teaching Jobs –

UPSC Prelim 2019Test Series –

Free PDFs – || Free Quiz – || Free Video Courses –
Follow us on Facebook –
Telegram –

The Hindu Editorial Analysis –
Current Affairs by Dr Gaurav Garg –
UPSC/IAS Burning Issues analysis-
World History for UPSC –
Indian History –

Follow us on Facebook –
Follow Dr Gaurav Garg on Facebook –

UPSC/IAS past papers questions –
SSC CGL + IBPS Quantitative tricks –
English Vocabulary –
Reasoning tricks for Bank PO + SSC CGL-
Error spotting / Sentence correction
Static GK complete-
Complete GK + Current Affairs for all exams-
World History – UPSC / IAS –
Learn English for SSC CGL, Bank PO
Science and Technology for UPSC/IAS –
Philosophy for UPSC/IAS –
Yojana Magazine analysis –
History for SSC CGL + Railways NTPC –

Caste based reservation in India – Origin, Cause, impact on society and the way forward



Views:248859|Rating:4.38|View Time:22:4Minutes|Likes:5146|Dislikes:730
#Pendrive_Courses for Various Govt. Exams. Click here to know more – or #Call_9580048004

Download All Videos PDFs – || Join #StudyIQ on Telegram –

Download UPSCIQ Magazine –

UPSC/CSE 2019 –

SSC & Bank –

UPSC Optionals –

State PSCs –

Defence Exams –

SSC JE Exams –

RBI Grade B –

NABARD Grade A –

DMRC Exams –

Insurance Exams –

CLAT 2019 –

Railway Jobs –

Teaching Jobs –

UPSC Prelim 2019Test Series –

Free PDFs – || Free Quiz – || Free Video Courses –
Follow us on Facebook –
Telegram –

The Hindu Editorial Analysis –
Current Affairs by Dr Gaurav Garg –
UPSC/IAS Burning Issues analysis-
World History for UPSC –
Indian History –

Follow us on Facebook –
Follow Dr Gaurav Garg on Facebook –

UPSC/IAS past papers questions –
SSC CGL + IBPS Quantitative tricks –
English Vocabulary –
Reasoning tricks for Bank PO + SSC CGL-
Error spotting / Sentence correction
Static GK complete-
Complete GK + Current Affairs for all exams-
World History – UPSC / IAS –
Learn English for SSC CGL, Bank PO
Science and Technology for UPSC/IAS –
Philosophy for UPSC/IAS –
Yojana Magazine analysis –
History for SSC CGL + Railways NTPC –

अमेरिकी क्रान्ति – American Revolution + American Civil War – World History for IAS/UPSC/PCS/SSC



Views:736734|Rating:4.79|View Time:1:8:57Minutes|Likes:11999|Dislikes:525
#Pendrive_Courses for Various Govt. Exams. Click here to know more – or #Call_9580048004

Download All Videos PDFs – || Join #StudyIQ on Telegram –

Download UPSCIQ Magazine –

UPSC/CSE 2019 –

SSC & Bank –

UPSC Optionals –

State PSCs –

Defence Exams –

SSC JE Exams –

RBI Grade B –

NABARD Grade A –

DMRC Exams –

Insurance Exams –

CLAT 2019 –

Railway Jobs –

Teaching Jobs –

UPSC Prelim 2019Test Series –

Free PDFs – || Free Quiz – || Free Video Courses –
Follow us on Facebook –
Telegram –

The Hindu Editorial Analysis –
Current Affairs by Dr Gaurav Garg –
UPSC/IAS Burning Issues analysis-
World History for UPSC –
Indian History –

Follow us on Facebook –
Follow Dr Gaurav Garg on Facebook –

UPSC/IAS past papers questions –
SSC CGL + IBPS Quantitative tricks –
English Vocabulary –
Reasoning tricks for Bank PO + SSC CGL-
Error spotting / Sentence correction
Static GK complete-
Complete GK + Current Affairs for all exams-
World History – UPSC / IAS –
Learn English for SSC CGL, Bank PO
Science and Technology for UPSC/IAS –
Philosophy for UPSC/IAS –
Yojana Magazine analysis –
History for SSC CGL + Railways NTPC –

Marathi – Advocate General of India , Indian Polity for MPSC UPSC Optional Laxmikant NCERT



Views:3064|Rating:4.34|View Time:22:19Minutes|Likes:59|Dislikes:9
Download UPSCIQ Magazine – || Download All Videos PDFs – || Join #StudyIQ on Telegram –

#Pendrive_Courses for Various Govt. Exams. Click here to know more – or #Call_9580048004

Live Chat Support –

UPSC/CSE 2019 –
SSC & Bank –
UPSC Optionals –
State PSCs –
Defence Exams –
SSC JE Exams –
RBI Grade B –
NABARD Grade A –
DMRC Exams –
Insurance Exams –
CLAT 2019 –
Railway Jobs –
Teaching Jobs –
UPSC Prelim 2019Test Series –

Free PDFs – || Free Quiz – || Free Video Courses –
Follow us on Facebook –
Telegram –

The Hindu Editorial Analysis –
Current Affairs by Dr Gaurav Garg –
UPSC/IAS Burning Issues analysis-
World History for UPSC –
Indian History –

Follow us on Facebook –
Follow Dr Gaurav Garg on Facebook –

UPSC/IAS past papers questions –
SSC CGL + IBPS Quantitative tricks –
English Vocabulary –
Reasoning tricks for Bank PO + SSC CGL-
Error spotting / Sentence correction
Static GK complete-
Complete GK + Current Affairs for all exams-
World History – UPSC / IAS –
Learn English for SSC CGL, Bank PO
Science and Technology for UPSC/IAS –
Philosophy for UPSC/IAS –
Yojana Magazine analysis –
History for SSC CGL + Railways NTPC –

FROM ENGLISH TO FRENCH = study economics



Views:|Rating:|View Time:Minutes|Likes:[vid_likes]|Dislikes:[vid_dislikes]
frenchwithvincent #learnfrench #frenchwithvincent #frenchlessons FRENCH4ME.NET # THE BEST PLACE TO LEARN FRENCH Discover my premium platform …

(मराठी) Ancient History – Old Stone Age from NCERT in Marathi for UPSC / MPSC



Views:39005|Rating:4.76|View Time:36:57Minutes|Likes:1097|Dislikes:55
❗BIG HOLI Sale 💥Get FLAT 60% Discount on various Govt. Exams Pendrive Courses. Offer Valid till 23rd March ’19 Only. Click here OR Call 95-8004-8004

Start a LIVE chat for Any course related query –

StudyIQ’s Top Selling Pendrive Courses –

UPSC/CSE 2019 –

SSC & Bank –

UPSC Optionals –

State PSCs –

Defence Exams –

SSC JE Exams –

RBI Grade B –

NABARD Grade A –

DMRC Exams –

Insurance Exams –

CLAT 2019 –

Railway Jobs –

Teaching Jobs –

UPSC Prelim 2019Test Series –

#Big_HOLI_Sale #Pendrive_Courses #Call_9580048004

Videos PDFs – || Join StudyIQ on Telegram –

UPSCIQ – A Monthly Magazine for UPSC IAS

We’re HIRING, Apply Now –

Free PDFs – || Free Quiz – || Free Video Courses –
Follow us on Facebook –
Telegram –

The Hindu Editorial Analysis –
Current Affairs by Dr Gaurav Garg –
UPSC/IAS Burning Issues analysis-
World History for UPSC –
Indian History –

Follow us on Facebook –
Follow Dr Gaurav Garg on Facebook –

UPSC/IAS past papers questions –
SSC CGL + IBPS Quantitative tricks –
English Vocabulary –
Reasoning tricks for Bank PO + SSC CGL-
Error spotting / Sentence correction
Static GK complete-
Complete GK + Current Affairs for all exams-
World History – UPSC / IAS –
Learn English for SSC CGL, Bank PO
Science and Technology for UPSC/IAS –
Philosophy for UPSC/IAS –
Yojana Magazine analysis –
History for SSC CGL + Railways NTPC –

Learning from lectures: Listening and note-taking skills



Views:300|Rating:4.17|View Time:9:42Minutes|Likes:5|Dislikes:1
Provided to YouTube by CDBaby

Learning from lectures: Listening and note-taking skills · Professor Aidan Moran

Learn to Study for Success at College and University

℗ 2010 MindCOOL Productions

Released on: 2010-05-31

Auto-generated by YouTube.

welcome back lesson for learning from lectures listening and notetaking skills since the Middle Ages the lecture has been the most popular teaching method in universities it's efficient flexible and can be inspirational in the right hands but taking good lecture notes is a very difficult skill for at least two reasons first because lecturers tend to speak faster than listeners can write taking useful lecture notes can be difficult for some students the problem here is that note-taking requires you to switch attention rapidly between listening and writing and since you probably never received any training in this multitasking skill at school it's not really surprising that you find yourself struggling to keep up with what the lecturer saying in class this problem is made worse by the fact that many students mistakenly believe that they have to write down every single word uttered by the lecturer during class a false assumption that we call the sponge approach to learning research shows the top note takers are highly selective in what they write they sift what the lecturer says for the main ideas rather than trying to write down everything the second difficulty that many students experience during lectures is a loss of concentration this mental switch off happens mainly because it's difficult to stay alert during a lecture if you're sitting passively for a long period of time when combined these two problems make it difficult for students to get the most out of the lectures that they attend and so in this section I'll suggest some practical strategies that will help you to turn lecture attendance into an active learning experience rather than an empty ritual interestingly research shows that good note takers are not necessarily any more intelligent than pure note takers but they have learned the art of thinking along with their lecturer to such an extent that they can anticipate what he or she is likely to say next by contrast poor note takers are so preoccupied with taking down every word uttered in class that they sacrifice understanding for disconnected details so let's begin practical ways of getting the most out of your lectures in order to improve your listening and note making skills you need to become a more active learner than you are at present you can do this by performing certain tasks before during and after lectures first develop a pre lecture routine most top class performers for example actors athletes musicians have developed characteristic sequences of thoughts and actions called routines to help them to prepare for important events these routines are valuable because they encourage planning that is focusing only on present actions that are under one's control rather than worrying that is speculating about future events that lie outside your control in general less successful students have fewer and less consistent routines than successful ones therefore here are some suggested activities which may form part of your pre lecture routine one arrived three to five minutes before the lecture begins so that you can get a good seat preferably close to the front of the stage where you can obtain a clear view of the board screen or computer being used to before the lecture begins skim through your lecture notes to find out what was covered in the last class on this course it helps if your notes for each course are stored in separate folders ring binders are useful because they allow you to rearrange your notes conveniently three put the date a name of the lecture at the top of your page four make sure that you begin your notes for each lecture on a separate page this will help you to file them properly later second establish a comfortable note-taking style more is not necessarily better the way in which you take lecture notes may reveal your approach to learning in general adopting a prospector role and note-taking seems to work well but remember that your lecture notes are only a means to an end namely private study not an end in themselves unfortunately many students fall into the trap of believing that just because they possess a set of lecture notes and a topic they understand it fully but possession is no guarantee of understanding there are several other versions of this learning myth for example having a photocopy of something is no guarantee you'll understand it either so don't waste much time in photocopying lecture notes third organized the lecture in your mind it's difficult to understand or remember information which lacks a structure for example if we can classify something we are told then we can link the new information with what we already know fourth ask questions before the lecture starts just before the lecturer starts try to think of a few questions which might be covered by the presentation fifth look for a beginning middle and an end to improve their note-taking skills some students find it helpful to divide lectures into three parts the beginning or introduction the middle central team and supporting details and the end conclusions in the introduction the lecturer usually reminds you of what he or she has covered in the last class and gives a brief overview of the theme of the current lecture then the lecturer outlines details of the main evidence or arguments finally the last part of a lecture is usually devoted to a review of the conclusions which arise from the evidence presented so it's a good idea to listen very carefully at the beginning and the end and to be selective about the notes that you take during the middle section of the lecture in the first few minutes of any class the lecturer tends to set the scene for the talk using such strategies as asking you rhetorical questions giving you a brief overview of what he or she intends to cover or by trying to link what is about to be discussed with what was covered in the previous lecture these opening remarks are vital to your learning because they establish advance organisers which will increase your understanding all the memory for what's about to be discussed unfortunately many students miss out on these key points because they arrive late look around for where their friends are sitting or make noise by shuffling their bags or notes these distractions prevent you from being properly tuned in to the class the main part of the lecture is usually devoted to an explanation of details such as historical issues or theories or principles or research findings here it may be difficult to take down notes on everything that's presented to you but try to make sure that you write down key names and dates ideas or headings especially if the lecturer gives you some reason as to why these details are particularly important the last few minutes of a lecture are vital because they usually contain the lecturers summary of relevant conclusions sixth listen carefully for the lecturers signpost words listen out for any signpost words and/or transition phrases used by the lecturer for example the main point of this is or what this really means is or so the principle here is points or statements which a lecture repeats frequently or else says in a different way during a lecture are important try to think along with the lecturer by predicting what's going to come up next make sure to note any examples used by the lecturer and try to be sure you understand the point which they illustrate if not ask your lecturer about the significance of the example as soon as possible ask yourself how this new information relates to what you already know seventh review your notes after the lecture many students take good lecture notes but fail to use them adequately although students vary widely and how well they use their notes one point is quite clear the longer it is before you review your notes the less benefit you will derive from them so it's best to skim through your lecture notes on the same day as you record them okay let's summarize what you've learned in this lesson lesson for learning from lectures listening and notetaking skills your success in learning from lectures and college and university will depend significantly upon your note-taking skills briefly this task involves thinking along with the lecturer so that you can understand and record the main ideas or information presented the practical tips included one develop a pre lecture routine to establish a comfortable note-taking style more is not necessarily better 3 organize the lecture in your mind for ask questions before the lecture starts five look for a beginning middle and an end six listen carefully for the lecturers nine post words and finally 7 review your notes after the lecture next in lesson 5 i'll be showing you how to improve your reading and summarizing skills but first a short break about 30 seconds until the music ends you